Opticians insurance from Warrings Insurance Brokers, providing focused protection for opticians, their staff and their customers
Running a successful opticians practice usually means little time is available to compare all the various insurance offerings available to protect your business should the worst happen. Theft or damage to spectacles, displays, or ophthalmic equipment, loss of client records, assaults on staff or accidents to members of the public whilst on your premises could all cause significant disruption or financial loss to the practice.
Warrings Insurance Brokers provide a competitively-priced opticians insurance policy which includes a comprehensive range of specifically chosen benefits and protections as standard to meet the needs of most dispensing opticians and optometry practices. The policy can be altered to suit the particular requirements of the practice by increasing the levels of cover or adding optional insurance covers.
Warrings are experienced in arranging insurance for opticians, whether operating from retail premises, a surgery, or making home visits. We have a clear understanding of the practice of dispensing opticians and optometrists and focus on providing them with excellent customer and claims service.
Opticians insurance from Warrings includes the following protections as standard. The levels of cover may be increased to meet the requirements of your particular optical practice:
| Property Damage | loss of contents caused by fire or flood | |
| Business Interruption | loss of trading profit up to £50,000 | |
| Loss of Money | up to £3,000 | |
| Personal Assault | on staff up to £10,000 | |
| Glass repairs or replacement | up to £2,000 | |
| Employers' Liability | injury to employees up to £10,000,000 | |
| Public Liability | injury to public up to £2,000,000 | |
| Products Liability | injury to the public up to £2,000,000 | |
| Deterioration of Refrigerated Stock | up to £1,000 | |
| Book Debts | loss of debit balances up to £25,000 | |
| Goods in Transit | damage to goods in transit up to £2,000 | |
| Optional covers include: | ||
| All risks | wider cover for your machinery & equipment | |
| Terrorism | additional cover for loss from act of terrorism | |
| Buildings cover | insurance for the building | |
It is important that cover provides adequate protection for your opticians practice, your staff and your valued customers. A member of our experienced team will be delighted to discuss your requirements with you and to help you decide the levels of appropriate cover included in your opticians insurance policy.
Contact Warrings on 0844 209 0566 or complete the online enquiry form and one of our professional account managers will be able to assist you with the insurance arrangements for your optometry practice.